18 January

Sticky

Is Estate Planning on your list of New Year’s Resolutions?

in Estate Planning - Wills & Trusts, General, General Counsel Service, Real Estate

IS ESTATE PLANNING ON YOUR LIST OF NEW YEAR’S RESOLUTIONS? When a new year begins, we are encouraged to make “New Year’s resolutions”. Often these resolutions include starting fitness programs and diets, prompting us to take a good look at how we eat and spend our time. Although, reviewing or preparing an estate plan may not have the same physical impact, it is an important “exercise” and is likely to give you peace-of-mind that your financial house is in order. Call us for a free consultation! 888-560-2743. Consider the following situations: You own property valued in excess of $150,000: Trusts can avoid costly...

03 October

0 Comments

Sticky

CAUTION: California Corporations & LLCs May Be Subject to Administrative Dissolution!

Posted by Castro Law

in Business & Corporate Law, General, General Counsel Service

NEW LAW 2019: AB 2503 - CAUTION TO CORPORATIONS AND LLC'S In today’s day and age, the corporate world is always shifting, and new legislation passes every year that changes the way California businesses must conduct themselves. Recently, AB 2503 was signed into law and will be effective starting January 1, 2019. This law directly impacts how the California Franchise Tax Board can dissolve and dismantle a California entity for something as innocent as failure to pay annual fees. If an entity has been suspended for a specific period of time by the Franchise Tax Board, the FTB can notify the...

12 October

0 Comments

Sticky

I’M STRUGGLING TO PAY MY MORTGAGE. WHAT DO I DO?

Posted by Castro Law

in General Counsel Service, Real Estate

I’M STRUGGLING TO PAY MY MORTGAGE. WHAT DO I DO? If you are behind on your mortgage you have several options to consider depending on your circumstances: bringing the loan current, loan modification, selling by a traditional sale, a short sale, a deed in lieu of foreclosure and even foreclosure itself. How do you choose which option is best for you? Ask for help from Castro Law. At Castro Law, we first assess your individual situation and see if keeping your home is not just possible, but is the best choice. We help you understand your financial situation: is the payment affordable...

18 September

0 Comments

Sticky

Equifax Breach – What should I do?

Posted by Castro Law

in Debt Mitigation, General

Equifax Data Breach – What should I do? According to Equifax and re-iterated on the Federal Trade Commission website, here are the facts: The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers from over 200,000 people and dispute documents with personal identifying information for about 182,000 people. If you haven’t already, you will want to click on the link below and check out what Equifax has to say about the breach. We would also suggest accessing your free credit report from...

30 August

0 Comments

Sticky

$100 off Bundle Pack – Durable Power of Attorney and Advance Health Care Directive

Posted by Castro Law

in Estate Planning - Wills & Trusts, General, Real Estate

$100 off Bundle Pack - DURABLE POWER OF ATTORNEY and ADVANCE HEALTH CARE DIRECTIVE CALL TODAY (888) 560-2743 Castro Law is offering $100 off the Durable Power of Attorney and Advance Health Care Directive bundle pack. What is a “Durable” Power of Attorney and what are the benefits? A durable power of attorney simply means that the document stays in effect if you become incapacitated and unable to handle matters on your own. (Ordinary, or "nondurable," powers of attorney automatically end if the person who makes them loses mental capacity to make decisions.) A “durable” power of attorney enables you (the “principal”) to appoint authority for health, legal and financial...

03 March

0 Comments

Sticky

Life has problems, Castro Law has solutions

Posted by crossbridge

in General

Are you worried about losing your home, buried in credit card debt, tired of harassing collection calls? If yes, call Castro Law. We focus on rescuing individuals, families and businesses from events and circumstance that are overwhelming them. We understand that sometimes the unexpected happens: loss of job, serious illness, business failure or divorce. These events can be devastating to your finances. The stress can take its toll on your relationships, your work and even your health. The attorneys at Castro Law offer you a “safe place” to get the guidance and legal help you need to get your financial affairs back...

11 October

0 Comments

Sticky

Are You Anxious About Debt?

Posted by Castro Law

in General

At Castro Law, we understand how hard it is to even consider declaring bankruptcy. Most people do not accrue debt with the intention of not paying it back, but the unexpected often happens: loss of a job, serious illness, failure of a business. These events can sometimes create a vicious cycle of over-borrowing, “robbing Peter to pay Paul” and ultimately make paying back your debts impossible. You can only take the stress for so long- the frequent calls and letters from creditors begin to take their toll on your relationships, your work and your health! But you don’t want to ruin...

14 September

0 Comments

Sticky

Our Bankruptcy Attorney

Posted by Castro Law

in General

MEET OUR TEAM. Attorney Allan Calomino directs the Bankruptcy and Personal Injury Divisions and handles the firm's Civil Litigation matters. Allan can help with the following areas: Consultation and Financial Review, Workouts and Financial Restructures, Chapter 7 and 13 Bankruptcies, Adversary Proceedings and Bankruptcy Litigation, Credit Repair, Debt Defense, Wage Garnishments, and Levies. If you need help give Allan a call, he's here to help....

13 September

0 Comments

Sticky

Trusts: Are you a Trustee? Do you know your duties?

Posted by Castro Law

in General

Being a trustee is a responsibility that should not be taken lightly. Understanding the requirements and responsibilities of this role is vital. Unfortunately, requirements written in trust documents can often be confusing and complicated-even for attorneys! Having a clear understanding of the California Probate Code is important, it can be reviewed here: http://www.leginfo.ca.gov/.html/prob_table_of_contents.html Some questions every trustee must ask him or herself are: Are you distributing the trust within an appropriate time frame? Are there trust assets that need to be invested or reinvested? Do you understand the Uniform Prudent Investor Act http://www.leginfo.ca.gov/cgi-bin/displaycode?section=prob&group=16001-17000&file=16045-16054 Are there other trustees to work with? Are...

01 September

0 Comments

Sticky

The IRS called! They say I owe money!

Posted by Castro Law

in General

Let’s get straight to the point…it is a SCAM. The IRS will NEVER, out of the blue, make contact with you over the phone. Initial contact will ALWAYS be official correspondence via US Mail - NEVER an email, NEVER a fax. Many of our clients have told us they have been threatened with legal action, told that they owe the IRS money that must be paid immediately, or that they are entitled to big refunds. One Castro Law client received 3 messages: each more threatening than the last, and claiming that the client was being prosecuted for tax evasion. The message said...