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Is Estate Planning on your list of New Year’s Resolutions?

IS ESTATE PLANNING ON YOUR LIST OF NEW YEAR’S RESOLUTIONS? When a new year begins, we are encouraged to make “New Year’s resolutions”. Often these resolutions include starting fitness programs and diets, prompting us to take a good look at how we eat and spend our time. Although, reviewing or preparing an estate plan may not have the same physical impact, it is an important “exercise” and is likely to give you peace-of-mind that your financial house is in order.  Call us for a free consultation! 888-560-2743. Consider the following situations: You own property valued in excess of $150,000: Trusts can avoid costly...

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CAUTION: California Corporations & LLCs May Be Subject to Administrative Dissolution!

NEW LAW 2019: AB 2503 - CAUTION TO CORPORATIONS AND LLC'S   In today’s day and age, the corporate world is always shifting, and new legislation passes every year that changes the way California businesses must conduct themselves. Recently, AB 2503 was signed into law and will be effective starting January 1, 2019. This law directly impacts how the California Franchise Tax Board can dissolve and dismantle a California entity for something as innocent as failure to pay annual fees. If an entity has been suspended for a specific period of time by the Franchise Tax Board, the FTB can notify the...

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“THE ONLY THING THAT IS CONSTANT IS CHANGE.”      ~Heraclitus of Ephesus   An estate plan is written to reflect your situation at a specific point in time. As we all know, our lives are constantly changing. Some of our life-changing circumstances are anticipated, but many are not. As your circumstances change, so should your estate plan. The following are 10 life changes that should trigger you to review your current estate plan:   Marriage – this is especially important when you have a blended family. Remarriage – is there a need for a prenuptial agreement? Do you want your new spouse and their...

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I’M STRUGGLING TO PAY MY MORTGAGE. WHAT DO I DO? If you are behind on your mortgage you have several options to consider depending on your circumstances: bringing the loan current, loan modification, selling by a traditional sale, a short sale, a deed in lieu of foreclosure and even foreclosure itself. How do you choose which option is best for you? Ask for help from Castro Law. At Castro Law, we first assess your individual situation and see if keeping your home is not just possible, but is the best choice. We help you understand your financial situation: is the payment affordable...

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Equifax Breach – What should I do?

Equifax Data Breach – What should I do?  According to Equifax and re-iterated on the Federal Trade Commission website, here are the facts: The breach lasted from mid-May through July. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers from over 200,000 people and dispute documents with personal identifying information for about 182,000 people. If you haven’t already, you will want to click on the link below and check out what Equifax has to say about the breach. We would also suggest accessing your free credit report from...

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$100 off Bundle Pack – Durable Power of Attorney and Advance Health Care Directive

$100 off Bundle Pack - DURABLE POWER OF ATTORNEY and ADVANCE HEALTH CARE DIRECTIVE CALL TODAY (888) 560-2743 Castro Law is offering $100 off the Durable Power of Attorney and Advance Health Care Directive bundle pack. What is a “Durable” Power of Attorney and what are the benefits? A durable power of attorney simply means that the document stays in effect if you become incapacitated and unable to handle matters on your own. (Ordinary, or "nondurable," powers of attorney automatically end if the person who makes them loses mental capacity to make decisions.) A “durable” power of attorney enables you (the “principal”) to appoint authority for health, legal and financial...

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FREE CONSULTATION WITH OUR ESTATE PLANNING ATTORNEY Have you been thinking about creating a will or a trust and don’t know where to start?  Or, maybe you have an estate plan but have questions regarding its accuracy or have updates that you want to make? Are you a Trustee of a Trust and have concerns about administering the trust correctly? Castro Law is offering a free ½ hour consultation with our estate planning attorney, Shawn Wachter. There are often critical questions regarding personal property, real property and even health issues that people simply need help with. That is why we are inviting...

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Who Gets Your Property When You Pass Away?

Do you know who will make medical and financial decisions on your behalf if you can’t make them yourself? Who gets your real estate and personal property when you pass away? How will you avoid liability, high costs, family arguments and lawsuits over your belongings? An Estate Plan prevents these decisions from being made by a judge, a creditor or the government. The attorneys at Castro Law can create an Estate Plan that anticipates and arranges for the management and transfer of your assets during, and after your life. It may include a living trust, a will, advanced health care directive or...

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Life has problems, Castro Law has solutions

Are you worried about losing your home, buried in credit card debt, tired of harassing collection calls? If yes, call Castro Law. We focus on rescuing individuals, families and businesses from events and circumstance that are overwhelming them. We understand that sometimes the unexpected happens: loss of job, serious illness, business failure or divorce. These events can be devastating to your finances. The stress can take its toll on your relationships, your work and even your health. The attorneys at Castro Law offer you a “safe place” to get the guidance and legal help you need to get your financial affairs back...

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Are You Anxious About Debt?

At Castro Law, we understand how hard it is to even consider declaring bankruptcy. Most people do not accrue debt with the intention of not paying it back, but the unexpected often happens: loss of a job, serious illness, failure of a business. These events can sometimes create a vicious cycle of over-borrowing, “robbing Peter to pay Paul” and ultimately make paying back your debts impossible. You can only take the stress for so long- the frequent calls and letters from creditors begin to take their toll on your relationships, your work and your health! But you don’t want to ruin...

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